Newlyweds with baby on the way: our money and finance

painting a wallAt the end of May 2013, we found out I was pregnant (unplanned). At the end of July – just two months later – we got married.

Here’s what our financial situation looks like.

We live in a 1-bedroom apartment rent-free.

When I first moved to my husband’s town, we lived with his parents in a 3-bedroom + kitchen apartment. It was okay, for now, but we wanted to be on our own eventually. We had made our peace with the fact that this was probably not going to happen soon. I had a vague plan idea that we could live with them for about 6 months, and re-evaluate our options then. Maybe we could rent a place or buy one with a mortgage?

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