How I moved on after my dad died: my success story

When you make a Big Strategic Choice, it’s not about doing something big, once. It’s about making many tough little choices, over and over.

Getting fit, for example – let’s say that’s your Big Strategic Choice. Hitting the gym for one big workout three hours straight would be a bad decision because the next day you’ll be sore all over and you will have no visible results. Instead, you have to make lots of everyday little choices in line with your Big Strategic Choice. That would mean eating an apple instead of a chocolate, and taking the stairs instead of taking the elevator. (More on that in Why the rich are rich and the fat are fat.)

Read moreHow I moved on after my dad died: my success story

My money problems (and wins): the story

MONEY: it gets shit doneWhen I paid back my debts in March 2011, I thought I’ve seen the last of money struggles.

Those debts came from a 2500€ business loan and one small personal overdraft I had for 250€ (2009). I was planning on paying back the big loan from the revenue the business would generate; however, the business started slow and we couldn’t wait out long enough for it to pick up. There was some cash-flow (more like a trickle) but it wasn’t even enough to cover the monthly expences, let alone pay back the initial investment.

A debt of alsmost 3000€ was crippling to a 24-year old who made 350€ a month; and when you factor in living costs, I could only afford 150€ towards the loan. At that rate, it would take me about 18 months to pay it all back – provided that I didn’t buy shoes or clothes in that time, provided that my rent didn’t go up in that time, and provided that no emergencies happened in that time.

Read moreMy money problems (and wins): the story